Pay up front and save with the best prepaid mobile plans in Australia in March 2024

We crunched the numbers of over 80 plans to determine the 10 best prepaid mobile plans you can get in Australia in 2024.

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This guide was last updated on 1 March 2024. See more.

Prepaid mobile plans have always been one of the best ways to save money. You pay up front and never have to face excess charges.

As the price of everything from rent to groceries goes up, being in control of your mobile spending is a great way to help bring your budget back in line.

Because there are no lock in contracts with prepaid, you can swap recharges as regularly as you want. You can even jump between providers and networks.

At a bare minimum, you should look to check you are on the best plan for you at least once a year. The vast majority of SIM-only plans on offer – whether prepaid or postpaid – don’t lock you in to long-term contracts. That means you can update your plan even more frequently if there’s a better deal.

In fact, with the range of plans on the market today, there is absolutely no reason to lock yourself into a long-term contract with a mobile provider.

Even if you are looking to buy a great new phone, you will end up spending much more on a contract than you would buying the phone outright and getting a prepaid mobile plan.

How do you choose the best prepaid mobile plans?

Everybody has different needs, so there is no single best mobile plan for everyone.

But to try to narrow down the field and make the process easier, we have collected information on as many SIM-only plans we could find in Australia. This includes both postpaid and prepaid plans. We then created formulas to assign a score to those plans.

We break down the full methodology a bit more below. But the general approach was to rank plans based on their price per day and the amount of data included per day, then weight those rankings to come up with an overall score.

For this guide, we assigned a 60% weighting to price and 40% to data. We also filtered out postpaid plans, and excluded long-expiry prepaid plans. While long-expiry plans offer fantastic value, buying a long-term plan is a deliberate decision, which see in our guide to the best 365-day and long expiry plans..

There are other factors you may also want to consider when deciding your prepaid plan as well. We break that down at the bottom of this page.

Disclaimer

This “best guide” is a point in time analysis of all the prepaid plans I could find at the last updated date. I don’t have the resources to update pricing every day. I will come back and try to update it frequently, but there is a good chance many of the providers will change their plans and then this page will become outdated.

As such, you should always check details closely, and make your own decisions. The method below is how I determined what I thought was best, but you can do the same analysis to find what’s right for you.

20 best prepaid mobile plans in Australia, ranked

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Kogan Medium 30 Day Prepaid Plan

1 Kogan Mobile logo
$25.00
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The Kogan Medium 30 Day Prepaid Plan is a prepaid plan from Kogan with a 30 day expiry.
Each recharge, you get 40GB of data to use.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 200GB of data banking or data rollover.
The Kogan Medium 30 Day Prepaid Plan runs on the Vodafone network across Australia, offering 4G speeds.
There are no International calls included in the plan.

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E.Tel Smart plan 18

2 e.tel logo
$9.00
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The E.Tel Smart plan 18 is a prepaid plan from E.Tel with a 28 day expiry.
Each recharge, you get 30GB of data to use, which includes 15GB of bonus data for the first recharge.
There’s no data bank service on this plan.
The E.Tel Smart plan 18 runs on the Optus network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Lebara Medium 30 day

3 lebara logo
$29.90
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The Lebara Medium 30 day is a prepaid plan from Lebara with a 30 day expiry.
Each recharge, you get 70GB of data to use, which includes 35GB of bonus data for the first recharge.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 200GB of data banking or data rollover.
The Lebara Medium 30 day runs on the Vodafone network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Lyca Mobile Unlimited Plan S

4 Lyca Mobile logo
$12.00
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The Lyca Mobile Unlimited Plan S is a prepaid plan from Lyca Mobile with a 28 day expiry.
Each recharge, you get 70GB of data to use, which includes 35GB of bonus data for the first 3 recharges.
There’s no data bank service on this plan.
The Lyca Mobile Unlimited Plan S runs on the Telstra network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Kogan Large 30 Day Prepaid Plan

5 Kogan Mobile logo
$40.00
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The Kogan Large 30 Day Prepaid Plan is a prepaid plan from Kogan with a 30 day expiry.
Each recharge, you get 80GB of data to use.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 200GB of data banking or data rollover.
The Kogan Large 30 Day Prepaid Plan runs on the Vodafone network across Australia, offering 4G speeds.
There are no International calls included in the plan.

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Lyca Mobile Unlimited Plan M

6 Lyca Mobile logo
$16.00
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The Lyca Mobile Unlimited Plan M is a prepaid plan from Lyca Mobile with a 28 day expiry.
Each recharge, you get 100GB of data to use, which includes 50GB of bonus data for the first recharge.
There’s no data bank service on this plan.
The Lyca Mobile Unlimited Plan M runs on the Telstra network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Kogan Small 30 Day Prepaid Plan

7 Kogan Mobile logo
$15.00
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The Kogan Small 30 Day Prepaid Plan is a prepaid plan from Kogan with a 30 day expiry.
Each recharge, you get 10GB of data to use.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 200GB of data banking or data rollover.
The Kogan Small 30 Day Prepaid Plan runs on the Vodafone network across Australia, offering 4G speeds.
There are no International calls included in the plan.

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Catch Connect Prepaid Mobile $17

8 Catch Connect logo
$10.00
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The Catch Connect Prepaid Mobile $17 is a prepaid plan from Catch Connect with a 30 day expiry.
Each recharge, you get 10GB of data to use.
There’s no data bank service on this plan.
The Catch Connect Prepaid Mobile $17 runs on the Optus network across Australia, offering 4G speeds.
There are no International calls included in the plan.

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Coles Mobile Prepaid 210GB

9 Coles Mobile logo
$240.00
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The Coles Mobile Prepaid 210GB is a prepaid plan from Coles Mobile with a 365 day expiry.
Each recharge, you get 210GB of data to use.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 50GB of data banking or data rollover.
The Coles Mobile Prepaid 210GB runs on the Optus network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Coles Mobile Prepaid 22GB

10 Coles Mobile logo
$25.00
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The Coles Mobile Prepaid 22GB is a prepaid plan from Coles Mobile with a 28 day expiry.
Each recharge, you get 22GB of data to use.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 50GB of data banking or data rollover.
The Coles Mobile Prepaid 22GB runs on the Optus network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Lyca Mobile Unlimited Plan L

11 Lyca Mobile logo
$18.00
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The Lyca Mobile Unlimited Plan L is a prepaid plan from Lyca Mobile with a 28 day expiry.
Each recharge, you get 100GB of data to use, which includes 50GB of bonus data for the first recharge.
There’s no data bank service on this plan.
The Lyca Mobile Unlimited Plan L runs on the Telstra network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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E.Tel Smart plan 9

12 e.tel logo
$3.00
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The E.Tel Smart plan 9 is a prepaid plan from E.Tel with a 28 day expiry.
Each recharge, you get 4GB of data to use.
There’s no data bank service on this plan.
The E.Tel Smart plan 9 runs on the Optus network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Lyca Mobile Unlimited 20

13 Lyca Mobile logo
$9.00
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The Lyca Mobile Unlimited 20 is a prepaid plan from Lyca Mobile with a 28 day expiry.
Each recharge, you get 20GB of data to use, which includes 10GB of bonus data for the first recharge.
There’s no data bank service on this plan.
The Lyca Mobile Unlimited 20 runs on the Telstra network across Australia, offering 4G speeds.
There are no International calls included in the plan.

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Telsim $45 5G prepaid plan

14 Telsim logo
$15.00
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The Telsim $45 5G prepaid plan is a prepaid plan from Telsim with a 28 day expiry.
Each recharge, you get 70GB of data to use.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 500GB of data banking or data rollover.
The Telsim $45 5G prepaid plan runs on the Telstra network across Australia, offering 5G speeds.
The plan offers international call inclusions as well.

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Optus $35 Flex Plus

15 optus logo
$12.00
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The Optus $35 Flex Plus is a prepaid plan from Optus with a 28 day expiry.
Each recharge, you get 60GB of data to use, which includes 40GB of bonus data for the first 6 recharges.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 200GB of data banking or data rollover.
The Optus $35 Flex Plus runs on the Optus network across Australia, offering 5G speeds.
The plan offers international call inclusions as well.

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Coles Mobile Prepaid 140GB

16 Coles Mobile logo
$195.00
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The Coles Mobile Prepaid 140GB is a prepaid plan from Coles Mobile with a 365 day expiry.
Each recharge, you get 140GB of data to use.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 50GB of data banking or data rollover.
The Coles Mobile Prepaid 140GB runs on the Optus network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Konec $35 Mobile Plan

17 Konec logo
$35.00
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The Konec $35 Mobile Plan is a prepaid plan from Konec with a 30 day expiry.
Each recharge, you get 42GB of data to use.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 500GB of data banking or data rollover.
The Konec $35 Mobile Plan runs on the Telstra network across Australia, offering 5G speeds.
The plan offers international call inclusions as well.

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Lebara Extra Small 30 day

18 lebara logo
$14.90
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The Lebara Extra Small 30 day is a prepaid plan from Lebara with a 30 day expiry.
Each recharge, you get 8GB of data to use, which includes 4GB of bonus data for the first recharge.
If you set up auto recharge or recharge before the expiry date, you can also enjoy 200GB of data banking or data rollover.
The Lebara Extra Small 30 day runs on the Vodafone network across Australia, offering 4G speeds.
The plan offers international call inclusions as well.

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Catch Connect Prepaid Mobile $25

19 Catch Connect logo
$25.00
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The Catch Connect Prepaid Mobile $25 is a prepaid plan from Catch Connect with a 30 day expiry.
Each recharge, you get 30GB of data to use.
There’s no data bank service on this plan.
The Catch Connect Prepaid Mobile $25 runs on the Optus network across Australia, offering 4G speeds.
There are no International calls included in the plan.

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Lyca Mobile Unlimited 15

20 Lyca Mobile logo
$7.00
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The Lyca Mobile Unlimited 15 is a prepaid plan from Lyca Mobile with a 28 day expiry.
Each recharge, you get 10GB of data to use, which includes 6GB of bonus data for the first 3 recharges.
There’s no data bank service on this plan.
The Lyca Mobile Unlimited 15 runs on the Telstra network across Australia, offering 4G speeds.
There are no International calls included in the plan.

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How we determined the 20 best prepaid mobile plans in Australia

A SIM card resting on its Micro and full size SIM frames

There’s no such thing as a single best mobile plan for everybody. So to try and discover the best prepaid mobile plans in Australia, we analysed the inclusions of 286 mobile plans from 46 different mobile providers for our guide on the best mobile plans in Australia.

Needless to say, there was a lot of data. And a lot of different inclusions for different types of plans.

Once we had collected the data, we calculated what the price per day for each plan would be. Given many plans had a promotional offer that discounted the price, we also calculated the average cost per day should someone remain connected to that plan for a year.

Those two numbers were ranked, combined and then ranked again to determine the best priced plans.

We then repeated the process for data, calculating the data per day for any promotional period, as well as the average data per day over the course of a year.

Once these numbers were ranked, combined and ranked again, we also applied a score multiplier to any plan with excess data charges. This penalises plans that could surprise users with hidden charges.

(It’s worth noting that less than 40% of plans today have excess data charges, highlighting that it is an unnecessary practice in today’s environment).

Calculating the best prepaid mobile plans final ranking

To calculate the final ranking, we combined the final price and data ranks, with a 60% weighting applied to price and a 40% weighting applied to data.

We felt that this was the most reflective calculation of value in the market.

We then filtered our any postpaid plans to come up with a list of prepaid plans. And because long expiry plans are a commitment, we excluded anything with an expiry period longer than 30 days.

We also analysed the performance of each provider, adding a multiplier based on the rank of their average value score.

At this stage, we have not factored in other elements, like network or international call inclusions, but will look to improve the formula for future updates.

What to look for when choosing the best prepaid mobile plans

While it’s fairly easy to break down a mobile plan to just price and data, there are many more factors you should consider before signing up.

To help, we’ve broken down the essential factors to consider when choosing a mobile plan below.

Monthly or ongoing costs

Before you sign up, compare the costs of different plans on offer. Make sure you factor in not just the base plan cost, but also any additional charges you may face like international call packs.

Prepaid plans won’t charge for excess data usage, which is one of the reasons they are great for managing your spend.

Make sure the plan fits within your budget.

Data allowance

Consider how much data you truly need every month. While it’s good to feel comfortable you won’t run out of data, if you are paying for 20GB but only using 5GB a month, you could save by choosing a cheaper plan.

Also remember that if you mostly use your phone at home or the office where you connect to Wi-Fi, you coupled opt for a plan with a lower data cap.

Coverage and network quality

Australia is fortunate enough to have three world-class mobile networks operating around the country. While most suburban areas are well covered by all the networks, some areas may struggle with certain providers.

Use coverage maps to check the coverage and network quality of the mobile provider in the areas where you’ll be using your phone the most, such as your home, workplace, and frequent travel destinations.

Expiry period

When you buy a prepaid mobile plan, the inclusions are valid for a limited period of time. When it comes to monthly options, many providers offer 28 day expiry, while others offer 30 day expiry periods.

30-day expiry periods are typically better value, becuase you get an extra two days to use what you paid for. But that’s not always true, so make sure you crunch the numbers before you sign up.

Data Speeds

Not only do different plans offer different data speeds via either 4G or 5G networks, but some plans are throttled to a maximum speed on that network.

If you need your mobile connection for data-intense functions like video conferencing or streaming HD content, then you may want to pay extra for a faster 5G plan.

International calls

If you need to call overseas often, either for work or family, then look for a prepaid plan with international call inclusions.

This can be a rabbit warren to navigate, depending on the countries you need to call. Make sure any inclusions are valid for the countries you wish to call before you sign up.

Extras and Bonuses

A lot of plans these days include extra features like free streaming subscriptions, the ability to store unused data at the end of a billing cycle, and bonus data or discounted pricing when you sign up.

There are also options for rewards points, international calling inclusions and bundle offerings should you combine the mobile plan with an NBN or energy connection.

Look around at the bonuses and discounts to see if there’s an option that suits your particular needs.

Customer Service and Support

It’s hard to truly understand this before you’ve signed up to a provider, but it’s always good to research a mobile provider’s reputation for customer service and technical support.

If a brand has a lot of negative reviews for its customer service, you will probably face challenges getting issues resolved.

Update your plan annually (at least)

Make sure you check that you are on the right mobile plan at least once a year. Mobile plans can change rapidly, and that means that simply staying on an existing contract or prepaid recharge could end up costing you more in the long run.

Fortunately, it is extremely easy to port your phone number between providers these days, so there’s no reason why you can’t move to a new, better value plan every few months.


Save with these mobile plan deals


Best mobile plans update history
  • 24 August 2023 – First Published
  • 5 September 2023 – Updated the top 10 list of plans.
  • 9 October 2023 – Updated the formula and the list of plans.
  • 2 November 2023 – Updated the list based on recalculated data.
  • 1 December 2023 – Updated the list based on recalculated data.
  • 3 January 2024 – Updated the list based on recalculated data.
  • 2 February 2024 – Updated the list based on recalculated data.
  • 1 March 2024 – Updated the list based on recalculated data.

Author

  • Nick Broughall

    Nick is the founder and editor of BTTR. He is an award winning product reviewer, who has spent the last 20 years writing, editing and publishing technology and consumer content for brands like Finder, Gizmodo and TechRadar.

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